Dear Chris, I heard that there is government grant called Warm Front which could help me with insulating my home. However I was told by a friend recently that this scheme no longer exists. Is this true and is there an alternative scheme to help with insulation costs?
If you could let me know what help is out there I would be very grateful.
Jason Bale, via email, Thursday 24 February, 2011
However, in last year’s Spending Review the new coalition government announced that this scheme would be phased out over the next few years, and would be discontinued by 2014.
Funding is to be cut to £110million over 2011/12, and then to £100million in 2012/13.
As it stands, the original Warm Front scheme is still functioning, however it ran out of its annual allocated budget on 15 December 2010 is unfortunately temporarily closed to new applicants.
However, the scheme will accept new applications at a given date after 1 April 2011, so here is a summary of what it actually covers:
You won’t have to pay anything as long as the work doesn’t cost more than the grant available. If the work is more than the grant, you may have to meet the difference, but the Warm Front team will not start work without making sure you are able to pay the extra costs.
To be eligible for the grant, you must be on certain disability or income-related benefits and you must own your home or rent it from a private landlord.
The idea is that Warm Front will install these measures to make your home both warmer and more energy efficient.
The scheme will help you with grants towards:
Be aware that the Warm Front scheme is only for people who live in England. However, if you live in Scotland, Wales or Northern Ireland there are other similar schemes available.
The scheme is funded by the government and is managed by the company Eaga.
To find out more you can call an adviser free on 0800 316 2805 or email email@example.com
The Green Deal will eventually replace Warm Front, and offer households loans of up to £6,000 to spend on a range of approved energy-saving measures.
Basically, with the Green Deal, you will be able to approach your energy company to request a loan to cover the cost of any energy efficient that need doing to your house, instead of having to pay for it upfront.
Over the course of time you will pay back this loan by making regular payments through your energy bills.
The term of the loan would depend on the loan size and what job the loan was intended for, which could range from anywhere between 5-25 years.
All loans however must abide by the Green Deal’s “Golden Rule”, whereby all energy bill savings made by the insulation measures must be greater than the amount paid back on the loan.
So Jason, if you are looking for a grant to get your home insulated you will have to wait for the Warm Front scheme to reopen or wait for the Green Deal to launch.
Alternatively you can take advantage of various other insulation grants (see guide) from private companies which will make insulating your home not necessarily free, but a lot cheaper.
If you have an energy query please email firstname.lastname@example.org